Debt DriverDebt Driver vs Undebt.it
Get a guided debt payoff plan in 2 minutes. No spreadsheet-style setup, no bank linking.
The short answer
A clear path in three steps.
Answer a few quick questions about your debts, income, and goals — no bank linking required.
See your personalized payoff plan, recommended strategy (snowball or avalanche), and your debt-free date.
Follow short weekly steps. Watch your balances drop. Hit milestones. Get out of debt.
Undebt.it and Debt Driver are built for different jobs. Here's an honest look at where each one shines.
Debt Driver is great if you want to…
Undebt.it is great if you want to…
The differences that matter most to get out of debt fast.
Undebt.it gives you the controls to configure your own payoff order. Debt Driver runs snowball and avalanche on your real numbers, recommends the one that fits your goal, and builds the plan around it — no setup decisions required.
Instead of logging into a tool to update numbers, Debt Driver gives you a short list of what to do this week: make this payment, send this much extra. Done.
Undebt.it is a web-first tool that shines on a desktop. Debt Driver is a mobile-first experience designed to be opened on your phone each week — the place you actually check in on your money.
Debt Driver does not link to your bank accounts and does not use an aggregator. You enter your debts once, and your financial data stays private.
Everything in one dashboard.
Your debts, progress, and weekly tasks.
Stay on track with personalized weekly steps designed for you
Tailored to you and your goals. Stay on track with weekly/monthly tasks.
This Week
Apr 13 - Apr 19
Pay Chase Sapphire
$435 · Min ($235) + Extra ($200)
Pay Discover Card
$180 due Apr 22 (3 days)
Track every expense for 7 days
Awareness is the first step to control
Call Chase to request a rate reduction
Works ~50% of the time. Even 2% saves real money.
Set up autopay for all minimums
Protect your credit and avoid late fees.
What to pay, when, and how it adds up.
Start every month knowing what to do.
Simple actions to pay down debt.Simple actions to speed up debt payoff.
Never miss another due date.
Build smarter money habits.Build smarter money habits every week.
Most people overpay thousands. See how a smarter approach could help.
Total Debt: $53,200
No Plan
17.5
years to pay off
Optimized Plan
10.2
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Total Debt: $41,800
No Plan
14.1
years to pay off
Optimized Plan
8.3
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Total Debt: $27,400
No Plan
9.2
years to pay off
Optimized Plan
5.8
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Total Debt: $18,600
No Plan
6.7
years to pay off
Optimized Plan
3.9
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Total Debt: $12,900
No Plan
4.8
years to pay off
Optimized Plan
2.6
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Average savings in these scenarios: $7,880 in interest
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Individual results vary based on debt amounts, interest rates, payment behavior, and other factors.
Hear from real Debt Driver users.
"Debt Driver has really helped get a visual on all my debt and helped managing paying it off! Highly recommend to anyone that has debt no matter how big or small it is."
Alice P.
"Debt Driver shows a clear path forward with paying off my debts... The payoff simulator was one of my favorite parts..."
Maggie B.
"Debt Driver helped simplify my debt payoff strategy... Seeing exactly where my money should go... made the process feel achievable..."
Nick E.
Not sure which debt to tackle first?
Read: What debt should I pay off first?Quick answers about how Debt Driver works and how it differs from other tools.