Privacy Policy

We collect information to provide and improve our services. This includes:

Information You Provide Directly

• Account Information: Name, email address, and profile picture when you create an account.
• Onboarding & Budget Data: Your answers to our onboarding questions, including income, goals, stress levels, and budget details.
• Feedback & Communication: Information you send us directly, such as feedback, support requests, or other communications.

Financial Information

• Debt & Payment Information: Details about your debts (name, balance, interest rate, minimum payment) and any payments you log in the app.

Information We Collect Automatically

• Usage Data: Information about how you interact with our Site, such as features used, pages viewed, and timestamps of your activity.
• Device & Technical Information: IP address, browser type, operating system, device identifiers, and other technical data.
• Cookies & Similar Technologies: We use cookies to operate and administer our Site, gather usage data, and improve your experience.

We use the information we collect to:

• Provide, operate, and maintain our debt management services.
• Calculate personalized debt payoff strategies and budget recommendations.
• Personalize your experience and track your progress.
• Communicate with you, including sending service-related updates and responding to support requests.
• Analyze usage to understand trends and improve our services and user experience.
• Maintain the security and integrity of our platform and prevent fraud.
• Comply with legal obligations and enforce our terms.

We do not sell your personal information. We may share your information in the following limited circumstances:

• Service Providers: We work with third-party vendors for services like cloud hosting (Supabase), database management, and analytics. These providers only have access to the information necessary to perform their services for us.
• Legal Requirements: We may disclose your information if required by law, subpoena, or other legal process, or if we have a good faith belief that disclosure is necessary to protect our rights, your safety, or the safety of others.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
• With Your Consent: We may share your information for other purposes with your explicit consent.
• Aggregated or Anonymized Data: We may share data that has been aggregated or anonymized, so it can no longer be used to identify you, for research or statistical purposes.

We implement commercially reasonable technical and organizational measures to protect your information from unauthorized access, use, or disclosure. These safeguards include:

• Encryption for all financial data transmitted to and from our services.
• Secure data storage.
• Regular security audits and updates to our systems.
• Limited and logged access to personal information by our team.

However, no security system is impenetrable. We cannot guarantee the absolute security of your information.

We retain your personal information for as long as your account is active or as needed to provide you with our services. We may also retain your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. You may delete your account at any time, which will result in the deletion of your personal information, subject to our legal retention requirements.

Depending on your location, you may have certain rights regarding your personal information. These rights may include:

• The right to access the personal information we hold about you.
• The right to correct any inaccurate information.
• The right to delete your personal information.
• The right to data portability (receive a copy of your data).
• The right to opt out of non-essential communications.

To exercise these rights, please contact us at the email address provided below.

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information.

Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. By using our services, you consent to this transfer.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. We may also notify you via email or through a notice on our Site.

If you have questions about this Privacy Policy or how we handle your data, please contact us at Jack@DebtDriver.com

We will respond to all privacy-related inquiries within 48 hours.