Debt Driver Terms of Use

The Debt Driver website and applications (the "Site") are operated by Debt Driver, LLC ("Company," "we," "us," or "our"). These Terms of Use ("Terms") describe the legally binding terms and conditions governing your use of the Site.

These Terms contain an arbitration provision that requires disputes to be resolved on an individual basis and limits the remedies available to you in the event of a dispute.

Debt Driver is not a bank, financial advisor, investment advisor, legal advisor, tax advisor, debt management company, or credit counseling agency. All tools, plans, strategies, opinions, and other content on the Site are provided for educational and informational purposes only.

Nothing on the Site should be construed as:

• Individualized financial, legal, or tax advice
• A recommendation regarding debt repayment, credit use, investment, or budgeting strategies
• A guarantee of any financial outcome

You acknowledge that your financial situation is unique, and you are solely responsible for evaluating your options and consulting qualified professionals before making financial decisions.

Subject to these Terms, Company grants you a limited, non-transferable, non-exclusive, revocable license to access and use the Site solely for your own personal, noncommercial purposes.

You agree not to:

• Copy, modify, distribute, or create derivative works of the Site
• Use the Site for commercial purposes without prior written consent
• Attempt to reverse engineer, hack, or otherwise gain unauthorized access
• Upload unlawful, defamatory, obscene, harassing, or harmful content
• Violate the intellectual property or privacy rights of others
• Interfere with the Site's operation, security, or infrastructure

We may suspend or terminate your access at any time, with or without notice, for any violation of these Terms.

"User Content" means any data, text, files, or other materials submitted by you to the Site.

• Responsibility: You are solely responsible for your User Content
• License: You grant Company a worldwide, royalty-free, sublicensable license to use, reproduce, display, and distribute your User Content solely in connection with operating the Site
• Risk: You bear all risk related to your User Content and agree that Company is not responsible for any loss, misuse, or exposure

THE SITE IS PROVIDED "AS-IS" AND "AS-AVAILABLE."

Company and its suppliers expressly disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that:

• The Site will be error-free, uninterrupted, or secure
• The results of using the Site will meet your expectations
• The information provided is complete, accurate, or up to date

• Arbitration: All disputes arising out of these Terms shall be resolved through binding arbitration administered by the American Arbitration Association
• No Class Actions: You agree that disputes will be resolved only on an individual basis and may not be brought as a class action
• Waiver of Jury Trial: You waive your right to a jury trial

Third-Party Links & Services: The Site may contain links to third-party websites. We do not endorse or control these third parties.

Privacy: Your use of the Site is subject to our Privacy Policy. By using the Site, you consent to the collection and use of your information as described in that policy.

Intellectual Property: All rights, title, and interest in the Site are owned by Company or its licensors. You may not use our marks, logos, or branding without our prior written consent.

Termination: We may suspend or terminate your access to the Site at any time, for any reason, including violation of these Terms.

For questions about these Terms of Use, please contact us at Jack@DebtDriver.com

We reserve the right to update these terms at any time. Continued use of the service constitutes acceptance of any changes.