Tally has shut down

Looking for a Tally alternative?

Tally has closed its app and services. Debt Driver takes a personalized approach.

2-minute setup
No bank connection
100% personalized
Get My Free Personalized Plan →
4.9/5
Your data stays private

The short answer

  • Tally has shut down its app and services, so it is no longer available.
  • Tally worked by giving you a line of credit to consolidate and automatically pay your cards. Debt Driver is not a lender and does not do this.
  • Debt Driver builds a clear payoff plan (which card to pay first, your debt-free date, and weekly steps) without borrowing or linking your bank.

How Debt Driver works

A clear path in three steps.

1

Share your story

Answer a few quick questions about your debts, income, and goals — no bank linking required.

2

Get your roadmap

See your personalized payoff plan, recommended strategy (snowball or avalanche), and your debt-free date.

3

Take action weekly

Follow short weekly steps. Watch your balances drop. Hit milestones. Get out of debt.

Pick the right tool for the job

Tally and Debt Driver are built for different jobs. Here's an honest look at where each one shines.

Best for debt payoff
Debt Driver Logo

Debt Driver

Debt Driver is great if you want to…

  • Pay off your credit cards with a clear plan, no new loan or line of credit
  • See exactly which card to pay first and your debt-free date
  • Follow short weekly steps to stay on track to zero
  • Skip the credit application and keep your accounts private, no bank linking

Tally

What Tally did (before it shut down)…

  • Offered a personal line of credit to consolidate credit-card balances
  • Automatically paid your cards each month to help avoid late fees
  • Aimed to lower the interest you paid using a lower-APR line of credit
  • Required a credit application and approval to use

Why people choose Debt Driver

The differences that matter most to get out of debt fast.

A plan, not a loan

Tally paid down your cards using a new line of credit. Debt Driver does not lend money or consolidate debt. It gives you a strategy to pay off the cards you already have, in the order that gets you out of debt fastest.

Nothing to apply for

There is no credit check and no approval. You enter your debts and get a personalized payoff plan in about two minutes. Anyone can start, regardless of credit.

Know your payoff date

Debt Driver shows your exact debt-free date and the interest you will save, then turns it into a weekly plan so the finish line is always clear.

Your accounts stay private

Tally linked and managed your cards directly. Debt Driver does not link to your bank or card accounts and does not use an aggregator. You enter your debts manually and your data stays private.

Your personal command center

Everything in one dashboard. Your debts, progress, and weekly tasks.

Good morning, Evelyn!

Debt-Free Date
Mar 2028
24 months to freedom
35%
Proj. Time Saved
17 Months
$2,340 saved in interest so far
Total Debt
$24,350
Started at $37,500
Monthly Payment
$850
Min $650 + $200 Extra
%
Monthly Interest
$187
Started at $312/mo

This Week's Tasks

Stay on track with personalized weekly steps designed for you

Know exactly what to do next

Tailored to you and your goals. Stay on track with weekly/monthly tasks.

This Week

Apr 13 - Apr 19

This Week's Progress1/5 Complete

To Do

  • Priority

    Pay Chase Sapphire

    $435 · Min ($235) + Extra ($200)

  • Pay Discover Card

    $180 due Apr 22 (3 days)

  • Track every expense for 7 days

    Awareness is the first step to control

  • Call Chase to request a rate reduction

    Works ~50% of the time. Even 2% saves real money.

  • Set up autopay for all minimums

    Protect your credit and avoid late fees.

Helpful emails

We remember, so you don't have to

What to pay, when, and how it adds up.

  1. Beginning of the month

    Monthly Payment Overview

    Start every month knowing what to do.

  2. Every Monday

    Weekly Tasks

    Simple actions to pay down debt.

  3. Before each due date

    Payment Reminders

    Never miss another due date.

  4. Throughout the month

    Money Lessons

    Build smarter money habits.

The difference a plan makes

Most people overpay thousands. See how a smarter approach could help.

David, 38

Car LoanCredit Cards

Total Debt: $53,200

No Plan

17.5

years to pay off

Optimized Plan

10.2

years to pay off

0.0 yrs

Faster Payoff

$0

Interest Saved

Based on optimized payment ordering with no additional monthly payments.

Marcus, 41

Student LoansCredit Cards

Total Debt: $41,800

No Plan

14.1

years to pay off

Optimized Plan

8.3

years to pay off

0.0 yrs

Faster Payoff

$0

Interest Saved

Based on optimized payment ordering with no additional monthly payments.

Sarah, 32

Credit CardsCar Loan

Total Debt: $27,400

No Plan

9.2

years to pay off

Optimized Plan

5.8

years to pay off

0.0 yrs

Faster Payoff

$0

Interest Saved

Based on optimized payment ordering with no additional monthly payments.

Jessica, 27

Medical BillsCredit Cards

Total Debt: $18,600

No Plan

6.7

years to pay off

Optimized Plan

3.9

years to pay off

0.0 yrs

Faster Payoff

$0

Interest Saved

Based on optimized payment ordering with no additional monthly payments.

Priya, 24

Student LoanPersonal Loan

Total Debt: $12,900

No Plan

4.8

years to pay off

Optimized Plan

2.6

years to pay off

0.0 yrs

Faster Payoff

$0

Interest Saved

Based on optimized payment ordering with no additional monthly payments.

Average savings in these scenarios: $7,880

1 of 5

Individual results vary based on debt amounts, interest rates, payment behavior, and other factors.

Don't just take our word for it

Hear from real Debt Driver users.

"Debt Driver has really helped get a visual on all my debt and helped managing paying it off! Highly recommend to anyone that has debt no matter how big or small it is."

A

Alice P.

"Debt Driver shows a clear path forward with paying off my debts... The payoff simulator was one of my favorite parts..."

M

Maggie B.

"Debt Driver helped simplify my debt payoff strategy... Seeing exactly where my money should go... made the process feel achievable..."

N

Nick E.

Frequently asked questions

Quick answers about how Debt Driver works and how it differs from other tools.

Ready to pay off your credit cards?

See your payoff plan in 2 minutes.

Get My Free Personalized Plan →