The debt app built fornurses.
No loans. No settlement. No credit pull. Built for the way nurses actually get paid.
You are not alone
Nurses carry an outsized financial load
You spend the day caring for everyone else. The numbers say a lot of nurses are carrying real financial stress home with them.
75%
of full-time U.S. employees are stressed about their finances. Healthcare workers report some of the highest rates.
Source: PwC Employee Financial Wellness Survey
40%+
of nurses say money worries and debt are a top stressor outside of work, alongside burnout and staffing.
Source: American Nurses Foundation pulse surveys
$40K+
is the typical student-loan balance reported by RNs and BSN graduates, before credit cards or medical debt.
Source: AACN / industry surveys
Stats reflect publicly reported survey ranges from the cited sources and may vary year to year. We share them to set context, not to make medical or financial claims about you specifically.
How Debt Driver works
A clear path from where you are now to debt-free in three steps.
Share your story
Answer a few quick questions about your debts, income, and goals. No bank linking required.
Get your roadmap
See your personalized payoff plan, recommended strategy (snowball or avalanche), and your debt-free date.
Take action weekly
Follow short weekly steps. Watch your balances drop. Hit milestones. Get out of debt.
Pick the right tool for the job
Plannery and Debt Driver are built for different jobs. Here's an honest look at where each one shines.
Debt Driver
Debt Driver is great if you want to…
- Pay off your debt without taking on a new loan or hard credit pull
- See exactly which debt to attack first and your real debt-free date
- Handle student loans in forbearance or deferment without breaking the math
- Use it on your own (no employer benefits team or HR portal required)
Plannery
Plannery is great if you want to…
- Consolidate high-interest debt into one fixed monthly loan payment
- Work for an employer that already partners with a financial-wellness vendor
- Qualify for a personal loan with strong credit and steady W-2 income
- Replace your current credit card APRs with a single lower loan APR (when you qualify)
Why nurses choose Debt Driver
The differences that matter when you are working three twelves and want a plan, not another loan.
Strategy picked for you
Debt Driver runs both the snowball and the avalanche on your real numbers and recommends the one that fits your goal.
Built for shift work
Log extra payments any time you pick up a shift, and see how one extra shift a month moves your debt-free date.
Forbearance + deferment, handled right
Add paused federal loans with their wake-up date and Debt Driver models the resumed payment correctly. Most apps quietly break the math.
No conflict of interest
We don’t lend, settle, or counsel. Our only job is helping you get out of debt fast.
Your personal command center
Everything in one dashboard.
Your debts, progress, and weekly tasks.
Good morning, Evelyn!
This Week's Tasks
Stay on track with personalized weekly steps designed for you
The difference a plan makes
Most people overpay thousands. See how a smarter approach could help.
David, 38
Total Debt: $53,200
No Plan
17.5
years to pay off
Optimized Plan
10.2
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Marcus, 41
Total Debt: $41,800
No Plan
14.1
years to pay off
Optimized Plan
8.3
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Sarah, 32
Total Debt: $27,400
No Plan
9.2
years to pay off
Optimized Plan
5.8
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Jessica, 27
Total Debt: $18,600
No Plan
6.7
years to pay off
Optimized Plan
3.9
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Priya, 24
Total Debt: $12,900
No Plan
4.8
years to pay off
Optimized Plan
2.6
years to pay off
0.0 yrs years
Faster Payoff
$0
Interest Saved
Based on optimized payment ordering with no additional monthly payments.
Average savings in these scenarios: $7,880 in interest
1 of 5
Individual results vary based on debt amounts, interest rates, payment behavior, and other factors.
Frequently asked questions
Quick answers about how Debt Driver works and how it differs from other tools.
Stop carrying debt home from every shift.
See your exact payoff plan in 2 minutes. No credit pull. No employer required. No new loan.
Get My Free Personalized Plan →